Empowering Communities Through Cooperative Financial Growth
Hi, I'm Manoj Lamichhane ("The Cooperator"). Over 15 years of dedicated service in cooperative banking, credit appraisal, financial literacy training, and institutional development across Nepal.
Manoj Lamichhane
M.B.S. (Finance - T.U.)
Dhulikhel, Kavrepalanchowk
About Manoj Lamichhane
Driving Cooperative Excellence & Financial Inclusion
Career Objectives
Attain higher goals through integrity, perseverance, and innovative ideas. Seeking challenging positions where quantitative, analytical, and logical capabilities optimize synergy within cooperative institutions.
Core Competencies
Specialized in Financial Literacy, Credit Management, CoPoMIS & GoAML compliance, Account Supervisory Committee capacity building, and IT wallet development for cooperative networks.
Interpersonal & Values
Strong moral grounding, punctual and hardworking. Proven ability to handle multi-tasking under pressure with minimal supervision. Fluent in English and Nepali.
Personal Profile Snapshot
Professional Journey
Career & Leadership Experience
Assistant Officer (A.O.)
National Cooperative Bank Ltd. (NCBL) - Member & Training Dept
Leading national level facilitation, curriculum development, and training programs for cooperative Board of Directors, Account Supervisory Committees, Credit Sub-Committees, and staff nationwide.
Assistant Officer & Branch Chief
National Cooperative Bank Ltd. (NCBL)
Served as Branch Chief for Ilam Branch and Sundarharaincha Branch. Led wallet development business in IT Dept along with monthly progress report development. Also served in Bharatpur & Main Branch.
Manager
Central Dairy Cooperative Association Ltd. Nepal (CDCAN)
Managed overall office operations, member services, training & development (Good Manufacturing Practice in Raw Milk, Cooperative Accounting, & Management), and policy guidance for dairy cooperatives nationwide.
Manager
Image Saving & Credit Co-operative Ltd.
Headed operational leadership including deposit and loan management, financial resource planning, market expansion, and member relation enhancement.
Account Officer
Tuki Association Sunkoshi (ER-Child Education & Protection Program)
Managed project financial planning, budgeting, donor reporting, financial settlements, auditing, and program documentation.
Assistant (Level 4)
Nepal Bank Limited (NBL)
Handled general banking, cash operations, customer deposit accounts, loan administration support, and daily financial reporting.
Academic Educator
Mathematics, Economics & Account Lecturer
Taught Mathematics, Economics, and Accountancy across secondary boarding schools and Krishna Ratna Ganga Higher Secondary School (Part-Time).
Facilitation Leadership
Training & Workshops Conducted
Empowering Cooperative Leaders, Board Members & Operational Teams
Member Relation Development Training
Strategies for member engagement, trust building, retention, and loyalty programs tailored for financial cooperatives.
Financial Literacy Training
Targeted for Cooperative Board of Directors (BoD), Account Supervisory Committees (ASC), Sub-Committees, and general members.
CoPoMIS & GoAML Compliance
Hands-on technical orientation on reporting mechanisms, CoPoMIS data entry, and Anti-Money Laundering (GoAML) regulation compliance.
Credit Sub-Committee Capacity Building
Enhancing credit appraisal skills, risk evaluation, loan classification, security valuation, and non-performing asset management.
Account Supervisory Committee Capacity
Internal auditing standards, financial verification techniques, governance oversight, and legal compliance for ASC members.
NCRA & CICL Registration Facilitation
Guiding cooperatives through registration, reporting, and operational integration with Credit Information Center Ltd.
Cooperative Staff Motivational Training
Workplace ethics, leadership development, team alignment, customer service excellence, and productivity boosting.
Cooperative Board Committee Capacity
Strategic planning, risk governance, policy formulation, capital management, and sustainability for BoD members.
Credit Management Training
End-to-end credit policy implementation, loan disbursement guidelines, recovery strategies, and interest calculation standards.
Qualifications & Badges
Professional Training & Certifications
Raiffeisen Ambassador Training
International Raiffeisen Union (IRU)
6 Self-learning modules, 6 live global exchange sessions & assignments on international cooperative standards.
ToT on SIYB (TOPE & TOSE Modules)
ILO / NCBL
International Labour Organization (ILO) Start and Improve Your Business Trainer certification.
Integrated Cooperative Development
LINAC in association with CICTAB
Adopting Area-Based Integrated Approach - NCDC ICDP Schemes in the Indian context.
Cooperative Training of Trainers (ToT)
National Co-operative Training Centre
Advanced methodology for adult learning, instructional design, and facilitation techniques.
Credit Appraisal & Policy in Cooperative
CEO - Creating Effective Organization
In-depth credit rating, risk mitigation frameworks, and policy structuring for cooperatives.
Income Tax, TDS & Return Filing
CEO Pvt. Ltd.
Practical mastery in withholding tax, TDS filing online portals, and annual tax return calculations.
Psychosocial First Aid (PFA)
Tuki Association Sunkoshi / PLAN International
Crisis intervention, community psychological support, and stress management techniques.
General Banking Course
Banking Training Institute & Rastriya Banijya Bank
Includes 15 operating days internship at Rastriya Banijya Bank, Dhulikhel branch.
Diploma in Database Administration
Softech Computer Solutions / MS Access
Relational database design, queries, automated forms, and custom financial data structuring.
Academic Background
Education & Degree Qualifications
M.B.S. (Finance)
Tribhuvan University (T.U.)
Kabhre Multiple Campus
B.B.S.
Tribhuvan University (T.U.)
Tejganga Multiple Campus
10+2 Management
H.S.E.B. Board
Tejganga Multiple Campus
S.L.C. Board
HMG Board Nepal
Shree Kalika Secondary School
Core Expertise
Professional Skill Visualizer
Combining practical field leadership with training facilitation and analytical finance.
Professional References
Binod Bhattarai
Member & Training Department Head
National Cooperative Bank Ltd. (Head Office)
Narayan Prasad Devkota
Former President
Central Dairy Cooperative Association Ltd. Nepal
Get In Touch
Let's Build Better Relations
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